Heidi O’Neill, 61, learned before she turned 13 how a business can fall apart. Her parents ran a sporting goods store. When the oil crisis of the 1970s crushed consumer spending, the family went bankrupt and lost the shop. O’Neill attended eight schools in eight years. But they managed to move forward.

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An executive with rod and fly

Heidi O’Neill practices fly-fishing, a technique that does away with natural bait and uses artificial lures — flies — that imitate insects or small fish, hand-tied from feathers, hair and thread.