Nearly 37 per cent voter turnout was recorded until 11.00 am during repolling in 15 booths across two Assembly constituencies in South 24 Parganas district of West Bengal, an official said.
Polling was underway without incident in 11 booths of Magrahat Paschim and four in Diamond Harbour, where the Election Commission of India ordered a repoll a day earlier following reports of electoral malpractices.
Voting began at 7.00 am and will continue until 6.00 pm. By 11.00 am, turnout stood at 36.99 per cent, officials said. Magrahat Paschim recorded 38.2 per cent turnout, while Diamond Harbour saw 35.92 per cent, according to polling officials.
"So far, polling has been peaceful with none of the two Assembly constituencies reporting any incident of violence or unrest," an ECI official told PTI. "We have an adequate number of central forces in the two constituencies. Webcasting is also being conducted, and we are monitoring the proceedings."
Voting in these constituencies was originally held in the second phase of the state elections on 29 April. The repoll decision was taken based on reports from returning officers, observers and “material circumstances”, an ECI official said.
In Magrahat Paschim, Trinamool Congress candidate Md Samim Ahamed Molla is contesting against BJP’s Goursundar Ghosh. Abdul Majid Halder of the Congress and ISF nominee Abdul Aziz Al Hassan are also in the fray.
In Diamond Harbour, TMC’s Panna Lal Halder is up against BJP candidate Dipak Kumar Halder, while Congress’s Goutam Bhattacharya and CPI(M)’s Samar Naiya are among the other contestants.
The BJP had alleged widespread electoral malpractices at certain polling stations in both constituencies, which fall under the Diamond Harbour Lok Sabha seat represented by TMC national general-secretary Abhishek Banerjee.
The Election Commission had deputed special observer Subrata Gupta to verify the allegations on the ground. The poll panel is also expected to decide on Saturday, 2 May, whether repolling will be required in the Falta Assembly constituency.
The West Bengal Assembly elections were conducted in two phases — 23 April and 29 April — under extensive security arrangements. Counting of votes is scheduled for 4 May.
With PTI inputs
You do a lot with your savings account over the course of a month. From bill payments, fund transfers, investments, to building your account balance, you explore various functions with regular transactions. It helps to get an overview of all the debits and credits to help you keep track of your finances. This is where a bank statement becomes relevant. It is a detailed record of your financial activity. Learn how to read it for proper financial planning in this blog.
What is a savings account statement?
A savings account statement is a periodic summary of your banking activity over a specific time frame. It includes details of every deposit, withdrawal, transfer, and payment made in a single place. This gives you a clear view of the cash flow and the actions leading up to your current account balance.
You see your opening and closing account balances, giving you a snapshot of how you started and where you currently stand. You also get details on the interest credits made to your account. You can estimate the same using a savings account calculator.
Key components of a bank statement
The main aspects covered in a bank statement can be broadly broken down into these components:
Account information
This section is typically the first thing you’ll see. It highlights your name, address, account number, bank name, branch details, etc.
Statement period
The timeframe covered appears at the top. It shows the start and end dates for each of the listed financial activities.
Balance summary
This is an overview of how money moves in and out of your account. You see the opening balance, deposits (credits) or withdrawals/deductions (debits), and the closing balance.
Transaction details
Each entry includes the date of the transaction, a short description to identify the activity, debit/credit amounts, fees, interest, and the balance after each transaction.
Fees and interest
Interest earned and fees applied are also listed. You can cross-check the earnings as estimated against the interest rate with a savings account interest calculator.
How to read your bank statement
Having understood the main aspects covered in a bank statement, you can put it all together easily. Here’s how you can proceed to decode the essentials:
Check your account details and statement period to review transactions within the specific timeline you prefer.
Scan the account balance to get a sense of where you stand with your finances.
Go through each entry carefully to match it to your spending pattern and receipt record.
Review any fees levied and interest credited.
If something looks unfamiliar, double-check against your activity and report it immediately.
Steps to get a bank statement
Many banks send periodic statements to your registered email if you’ve opted in, or you can update your physical passbook. Another convenient option to get your bank statement is online.
Log in to your bank account: Use your bank’s net banking portal or mobile app to access your account.
Navigate the statement section: Look for the ‘Account Statement’ or ‘Download Statement’ option under the menu.
Select the account and time period: Choose the savings account you need the statement for and specify the date range you need.
Generate and download: Confirm your request to view, download, or get the bank statement in your email inbox.
You can do this as many times as you like for different periods. You can get a mini-overview or a detailed statement for a thorough evaluation of your banking activity.
Final words
It’s easy to understand your bank statement once you understand the main components. Look at how it is structured and review all the details to get a complete overview of your transactions. Developing this habit of reading your bank statement is good for planning your finances effectively. It is also a safety measure to spot suspicious account activity in time. Also, the various ways to get your bank statement add to the flexibility.
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